Make flexible payments with Affirm
Split up the cost of your purchase into flexible monthlypayments when you select Affirm at checkout.
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
What is Affirm?
Affirm is one of Canada’s leading installment paymentplatforms, providing shoppers with payment solutionsat their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout,customers can enjoy their purchase immediately whilesplitting up the cost over time.
Why use Affirm?
Prequalify before you buy
Get your Affirm purchasing power before—or while—you’re out shopping. Applying will not impact your credit score.
Quick and convenient checkout
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get a quick decision and complete your purchase.
Enable AutoPay for easy payments
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan.
How do I use Affirm?
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
1. Select Affirm at checkout
select Affirm as your payment option at checkout.
2. Get set up
Use your mobile phone number and email to set upyour Affirm plan within 60 seconds. Subject toeligibility check and approval.
3. Enjoy your purchase
Confirm your payment plan and you’re done! Enjoyyour purchase today while making flexible paymentsover time.
Buy with confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be donepaying.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
FAQs
Will Affirm affect my credit score?
Creating an Affirm account and seeing if you prequalify will not affect your credit score.
Does Affirm charge interest and fees?
Fees - Affirm don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.
Interest - Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.
What does it mean to prequalify?
When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase. The final amount you qualify for is subject to eligibility criteria.